Undergraduate Federal Direct Loan Request Form 2025-26

Important Loan Information

Students who are new to EMU or have not borrowed a Direct Loan before must complete a Federal Direct Loan Master Promissory Note (MPN) and Entrance Counseling at https://studentaid.gov

All borrowers must have their Federal Student Aid login to complete the MPN. This is the same login used when completing the FAFSA.
Direct Subsidized Loans are interest free until graduation, withdrawal or less than half-time enrollment. Interest on Direct Unsubsidized Loans is assessed immediately. Rates and fees are subject to change based on congressional action. The 24-25 interest rate is fixed at 6.53%. The 25-26 interest rate will be determined after July 1st. The origination fee of 1.057% is charged on each loan; fee is automatically deducted from each disbursement.
Name Name First Last
EMU ID Number
Must be between 4 and 7 digits. Currently Entered: 0 digits.
Email
Loan Period

Loan Period Full Academic Year Fall Only Spring Only Summer Only
Amount of Loan Requested
Amount requested if requesting a custom amount $ Dollars . Cents
If adjustments are made to your financial aid package that requires a reduction to your subsidized loan, do you want the lost loan funds to be transferred to an unsubsidized loan?

If adjustments are made to your financial aid package that requires a reduction to your subsidized loan, do you want the lost loan funds to be transferred to an unsubsidized loan? Yes No
By entering my name I understand I am requesting a student loan that I will be required to repay. By entering my name I understand I am requesting a student loan that I will be required to repay. First Last
Date Date / MM / DD YYYY

Undergraduate Federal Direct Loan Request Form 2025-26

Undergraduate Federal Direct Loan Request Form 2025-26

Important Loan Information